Habitat for Humanity is a partnership, not a giveaway program—Habitat’s homeowner families buy the houses that Habitat builds and renovates. Habitat homeowners also invest hundreds of hours of their own labor working alongside volunteers. As a result, Habitat for Humanity houses are affordable to low-income families around the world. 




You must be able to pay the monthly mortgage.

  • Have a reliable source of income.
  • Family's credit is free of liens and judgments.
  • Meet income guidelines
  • Demonstrated history of making payments on time.
  • Ability to make a $500 down payment (optional air conditioning unit for an additional $200) and proof of first year's Home Owners Insurance at the time of closing.

​​​​​​You must bewilling to commit to being a full partner in the construction of your house.

  • Work with DAH4H volunteers in building your house.

  • Participate in cleaning your house at the end of construction.

  • Agree to fulfill 300 hours of "sweat equity".​

  • Agree to attend and complete counseling sessions that are on focused on financial management and home maintenance.

Habitat builds simple, decent, affordable houses using a standard design.

  • 3 BR, 1/2 bath
  • 4 BR, 2 baths
  • Driveway
  • Crawlspace
  • Storage Shed
  • Your choice of siding and roof colors, flooring and light fixtures.
  • Refrigerator and range donated through our Whirlpool Gift in Kind program.