You must be able to pay the monthly mortgage.


  • Have a reliable source of income.
  • Family's credit is free of liens and judgments.
  • Meet income guidelines
  • Demonstrated history of making payments on time.
  • Ability to make a $500 down payment (optional air conditioning unit for an additional $200) and proof of first year's Home Owners Insurance at the time of closing.


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How to Become a Habitat Homeowner

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Habitat builds simple, decent, affordable houses using a standard design.


  • 3 BR, 1/2 bath
  • 4 BR, 2 baths
  • Driveway
  • Crawlspace
  • Storage Shed
  • Your choice of siding and roof colors, flooring and light fixtures.
  • Refrigerator and range donated through our Whirlpool Gift in Kind program.

Current Veteran's Build Project

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Congratulations to Maria Lord for paying off her Habitat for Humanity home!!

Here at Decatur Area Habitat for Humanity, we are dedicated to building homes and helping families in our city. We give families an opportunity to pay an affordable mortgage and better their lives through our organization, and we appreciate the continuous support the community has given us. All the support we receive from donations and profit from our ReStore shop helps our organization further support families just like Maria.​

​​​​​​You must bewilling to commit to being a full partner in the construction of your house.


  • Work with DAH4H volunteers in building your house.

  • Participate in cleaning your house at the end of construction.

  • Agree to fulfill 300 hours of "sweat equity".​

  • Agree to attend and complete counseling sessions that are on focused on financial management and home maintenance.


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The Waterman family, AL, a U.S Air Force Veteran, his wife Xin, and son Zhao have been volunteering and partnering with Decatur Area Habitat for Humanity since 2008. They have put in twice the amount of sweat equity to build a place they can call home and have been selected to be Habitat homeowners in 2016. We want to help the Watermans have a place they can call home and our organization will greatly appreciate any donations to help fund this project.

Habitat for Humanity is a partnership, not a giveaway program—Habitat’s homeowner families buy the houses that Habitat builds and renovates. Habitat homeowners also invest hundreds of hours of their own labor working alongside volunteers. As a result, Habitat for Humanity houses are affordable to low-income families around the world. 

Habitat Homeowners

Our Most Recent Habitat Homeowner